About Us

Risk
Insurance


risk insurance

Risk Insurance

Not having the right risk management strategy in place can make you financially vulnerable in the event of personal injury, permanent disability or death. Unfortunately, many people don’t realise the importance of a risk plan before it is too late. It can be heartbreaking for a family to try and pick up the pieces when an unexpected event, accident or death has already occurred. Our team of specialist personal risk advisers provides service-driven advice on how to reduce the risks presented to your family each day.

In other words, we work with you to develop a personalised and comprehensive insurance strategy that will serve to protect the wealth and livelihoods of those who depend on you most.

Life Insurance offers a lump sum payment to your beneficiaries in the event of your death. Life Insurance is an important part of your total insurance portfolio and like other insurances provides financial assistance when you, or your family, need it most.

Total and Permanent Disability Insurance (TPD) seeks to help alleviate the financial pressure should you suffer an illness or injury that leaves you totally and permanently disabled. The lump sum benefit paid is often used to eliminate debts, pay for medical expenses or fund permanent lifestyle changes.

Trauma Insurance provides cover if you are diagnosed with a specified illness or injury. These policies include the major illnesses or injuries that have a significant impact on a person’s life, such as cancer or a stroke.

Income Protection Insurance pays benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. Policies will usually pay out up to 75% of your normal gross income. For an individual, Income Protection Insurance may be tax deductible and the benefits when paid are considered taxable income.


Protection from the unexpected Our risk advisers are specialists. You are offered an advice driven service, not a product driven service. Our objective is to recommend those products that best suit your risk insurance needs. Chat to a risk insurance expert on 09 306 5820 or request a callback.

Risk Insurance

Not having the right risk management strategy in place can make you financially vulnerable in the event of personal injury, permanent disability or death. Unfortunately, many people don’t realise the importance of a risk plan before it is too late. It can be heartbreaking for a family to try and pick up the pieces when an unexpected event, accident or death has already occurred. Our team of specialist personal risk advisers provides service-driven advice on how to reduce the risks presented to your family each day.

In other words, we work with you to develop a personalised and comprehensive insurance strategy that will serve to protect the wealth and livelihoods of those who depend on you most.

Why use an Insurance Broker?


Time saving

An insurance broker can save you time, money and worry. Just like an accountant or lawyer who provides you with professional advice, based on years of training and experience, a qualified broker can do the same with your insurance.

Understand better

Insurance can be incredibly complicated to fully understand, and an insurance broker can help you understand the details of a policy and also work out what level of cover you need so that you are properly protected.

Cost effective

Using a broker doesn't necessarily cost more. Often it costs less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf and can access policies that are not available to all.

Act on your behalf

If the worst happens and you do have to make a claim, whether it's home, car, caravan or business insurance, a broker will act on your behalf, liaising with the insurance company to negotiate the best possible outcome for you.

Types of cover


Life Insurance offers a lump sum payment to your beneficiaries in the event of your death. Life Insurance is an important part of your total insurance portfolio and like other insurances provides financial assistance when you, or your family, need it most.

Total and Permanent Disability Insurance (TPD) seeks to help alleviate the financial pressure should you suffer an illness or injury that leaves you totally and permanently disabled. The lump sum benefit paid is often used to eliminate debts, pay for medical expenses or fund permanent lifestyle changes.

Trauma Insurance provides cover if you are diagnosed with a specified illness or injury. These policies include the major illnesses or injuries that have a significant impact on a person’s life, such as cancer or a stroke.

Income Protection Insurance pays benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. Policies will usually pay out up to 75% of your normal gross income. For an individual, Income Protection Insurance may be tax deductible and the benefits when paid are considered taxable income.


Protection from the unexpected Our risk advisers are specialists. You are offered an advice driven service, not a product driven service. Our objective is to recommend those products that best suit your risk insurance needs. Chat to a risk insurance expert on 09 306 5820 or request a callback.