About Findex

As a co-founder of several successful business ventures and Chairman of the Findex Group Board, Terry has amassed over 30 years experience in both the business world and as a financial adviser. He has a proven track record in building businesses by establishing strong operational frameworks, systems and processes, procedures, people recruitment and creating a strong and positive cultural environment to support and manage the implementation process necessary to successfully corporatise, market and brand these companies. He believes that the role of Chairman is one of leadership, facilitation, mentoring, risk management and strategic guidance in order to ensure the board of directors functions properly and can provide necessary support, resources and supervision to the CEO and senior management. This should be done whilst maintaining a high level of transparency, ethical standards and corporate governance and ensure that all obligations to, and interests of, all stakeholders and shareholders are known and met accordingly. Terry has held various directorships over the years including Chairman of Associated Planners Management, other business groups, sporting organisations and also obtained a Bachelor of Arts from Monash University in 1983. In 1998, Terry and his business partners purchased Lemnos Foods after the previous owners employed him (then a partner and advisor at Financial Index Australia) to develop a strategy to sell the business. After more than 13 years of successful business management and exponential growth, which included an export program to over 40 countries, Lemnos was sold in late 2010 to the French owned Lactalis group. Terry is currently the founder and CEO of My Co which has been established to focus primarily on new idea and startup opportunities and in particular in the health & well-being and global food and beverage sector. Recent expansion in this sector has seen the opening of offices in Hong Kong and Melbourne.

Spiro and his brother, Terry Paule, founded Financial Index Australia in 1987. This company, the foundation of Findex, was formed with a desire to provide clients with an “index of financial services under one roof.” This vision would, in time, form the basis of the Findex Family Office and its role as Australia’s largest fully integrated advisory business. Spiro graduated from Monash University with a Bachelor of Jurisprudence, and later obtained a Diploma from the Australian Insurance Institute. He began his career in the financial services industry working as an Adviser with Legal and General (UK) financial services firm in Australia. In 1984, looking to diversify his career experience, Spiro pursued three years of corporate management with US firm Aetna. He performed a number of State and Regional Management roles, preparing him for what would become a future manager of people and businesses. By 1987, Spiro decided to return to his advisory career and joined his brother, Terry, to found Financial Index Australia. Spiro has maintained a strong vision for Findex since its inception, which is to provide a holistic service offering to all clients. From this vision the Findex Family Office was born; a revolutionary service offering, catering for all clients not just the ultra-wealthy. This service offering has positioned Findex as a unique and innovative company, revolutionising the way financial services are delivered to businesses and individuals. As Managing Director and CEO, Spiro is responsible for the achievement of the Findex Board’s set objectives and is instrumental in providing leadership and strategic direction relevant to Findex’s long term vision and day to day business activities. Spiro is very active and highly interested in seeking out and sponsoring innovations and new technologies in order to keep Findex at the leading edge of the financial services industry. In addition to his role as Managing Director and Chief Executive Officer, Spiro also chairs the Board of SproutX, Findex’s agricultural technology accelerator. SproutX exists to identify and commercialise agricultural innovation startups. Spiro is also a longstanding Fellow of the Australian Institute of Management (FAIM).

Tony began his financial services journey in the early nineties, joining Findex in a business traineeship role. To further develop his skills and build upon a Bachelor of Science from Monash University, Tony also obtained his Diploma of Financial Planning. His passion for professional development has seen him take on roles in senior lecturing (for The Securities Institute, FPA), Committee Heads (FPA, Education Task Force) and Chairman (DFP 3 and 7). As Tony progressed through the Findex business, he went on to complete a Masters in Business Administration (MBA), making him an important asset in the group’s growth by acquisition strategy. Today, as Findex’s Chief Operations Officer and Executive Board Member, Tony plays an integral role in implementing Findex’s growth strategy. Subject to the immediate direction of the CEO, his responsibilities include: - The general management of Findex’s operational affairs in accordance with all business plans developed by the Board. - Providing leadership to staff in order to achieve the established business and operational goals. - Executing the responsibilities of a Company Director according to lawful and ethical standards set by the Findex Board. Tony places a high importance on building and maintaining enduring relationships with his teams. He values strong leadership and empowering others and is a champion of Findex’s grassroots traineeship program.

Matt joined Findex in January 2008 as Chief Financial Officer and is responsible for the financial management of the business. He is also heavily involved in Findex’s merger and acquisition practices. Prior to joining Findex, Matt worked with Macquarie Private Wealth as a specialist project manager, focusing on acquisition and new business opportunities. Preceding that, Matt spent 7 years with ING Australia, initially in its group finance area before moving on to specialise in the financial advisory field as Finance Manager for ING Advice, working with the RetireInvest, Tandem and Millennium 3 financial planning groups. Matt holds a Bachelor of Commerce degree from Macquarie University in Sydney and is also a Chartered Accountant. He is also a qualified ‘Black Belt’ in Six Sigma, a process improvement and quality management methodology used by many leading companies worldwide. Outside of work, Matt’s hobbies include sports, especially rugby and cricket, and he and his wife are also keen travellers.

Beginning his Financial Services career as a Principal of the Associated Planners Group, Michael developed a passion for building enduring client and business relationships. Placing a value on education, Michael holds a Diploma of Financial Planning and has a Masters of Business Administration (MBA). As one of Findex’s early acquisitions, Michael has been responsible for building a strong and dynamic adviser force for the business. As Findex’s Chief of Adviser Services, his responsibilities include: - Managing the group’s advisory force, spanning across a suite of service offerings (financial planning, risk, lending and corporate benefits). - Assisting advisers in the management of their client relationships and service offering. - Continually develop new concepts and enhanced products for advisers to offer clients. With over 25 years industry experience, Michael specialises in all aspects of financial planning for individual and business clients and holds an Executive Director role on Findex’s Board.

Marshall began his investment banking career in the 1991 UK recession working on UK Leveraged and Acquisition Financing for Dai-lchi Kangyo Bank (the precursor to Mizuno). During this time he worked on several steering committees of poorly structured and over geared buyouts of the 1980s as well as some of the most successful buyouts of the 1990s. During this period, he developed a taste for contrarian investment philosophies which still hold to this day. Returning to Australia in 1994, with Bain & Company (ultimately to become Deutsche Morgan Grenfell Australia) in a time when there was almost no institutional Private Equity in Australia, he arranged Research and Development funding for Western Australian corporates. A 2 year secondment in 1997 to Asia by Deutsche Bank, ultimately became 8 years between Hong Kong and Singapore with Deutsche, Societe Generale and equity derivatives boutique Credit Agricole Lazard Financial Products (as Deputy Managing Director for Asia). In 2004 he returned to Perth to re-establish ANZ’s Private Equity business in Western Australia overseeing numerous investments including the origination, management and exit of the management buyout of Nomad Building Solutions Ltd and the investment in ThinkSmart Limited; two of the Group’s most successful investments. In an banking and investment career of over 20 years he has invested in, arranged or managed over USD 2 billion in investments for multi-nationals, or corporate and institutional Investors spanning UK, Singapore, Hong Kong, Taiwan, PRC, India, Korea, Philippines and Australia. ​A native of Perth, Marshall was educated at the University of Western Australia (BCom) and Cornell University (MBA).

Niraj joined KKR in 2010. Previously, he was with One East Partners in London and New York, where he invested across industries in event-driven and value equities, distressed debt, and private deals. Prior to that, he worked at Goldman Sachs & Co in the Principal Investment Area (PIA) where he worked on private equity investments, and at Deutsche Bank in both the Leveraged Finance and Technology investment banking groups. Niraj received a B.S. from Cornell University in Electrical and Computer Engineering, and an M.S. from Stanford University in Management Science and Engineering.